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PRODUCTS AND SERVICES

We help Canadians understand the power of using life insurance as a financial tool. We’re here to help people protect their greatest assets and accumulate their wealth in the most tax-efficient ways. Whether you are a professional, you have a family, or run a business, we provide custom solutions depending on your unique situation.

LIFE INSURANCE.

Universal Life Insurance

Universal life insurance is truly unique. That's because it combines the protection of life insurance with the benefits of tax-advantage. It's also one of the most flexible life insurance plans available, since it can grow and adapt with you throughout your lifetime.

Whole Life Insurance

Whole life insurance can combine permanent life insurance protection with a tax-advantaged savings component. It can provide insurance protection for life, provided premiums are paid when due.

Term Life Insurance

Your family depends on your income. So it's important to be financially prepared in case your income is cut short or interrupted. Anything can happen. So protect your family's way of life with affordable term life insurance.

Disability Income Insurance.

Disability Insurance

Disability insurance provides you with a source of income to replace your salary during a period of disability resulting from an accident of illness.

Lifestyle Protection Plan

The Lifestyle Protection Plan is a personal disability insurance policy that can provide you with a monthly benefit during a total disability.

Critical Illness Insurance.

Critical Illness Insurance - Transition

Transition critical illness insurance provides you with a lump-sum payment after a critical illness is diagnosed. As a result, you can devote 100% of your energies to your recovery, without worrying about the financial impacts of the illness.

LifeAdvance Critical Illness Insurance

With advances in medical science improving the chances of survival after the diagnosis of a serious illness, there is a heightened need for insurance benefits designed to help protect your lifestyle after the onset of a critical illness.

EquiLiving Critical Illness Insurance

Nobody likes to think about the possibility of being diagnosed with a critical illness, but it's a possibility that we just can't afford to ignore. EquiLiving critical illness insurance from Equitable Life offers you.

Travel Insurance.

‍Not all insurance plans cover travel outside of Canada, not even credit card or government health plans. Even when travelling on business, not all companies insure employees on international travel. And medical costs in other countries can be astronomical. Even within Canada, travel insurance is a great idea, as you may not be fully covered in all provinces. If you have a family member or a friend visiting Canada, to buy a travel insurance for them is very necessary. It does not cost much but provide a very good insurance for them which can make their life or tourism perfect. Travel insurance provides items and services not normally covered by government health plans, such as:

» Ambulance services (ground or air)
» X-rays
» Prescription drugs
» Wheelchairs and crutches
» Emergency dental treatment
» Repatriation of travelling companion or children

Mortgage Insurance Plan.

Home Protection Plan : Mortgage Insurance at its Best

Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair.

The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.

The objective of our Home Protection Plan coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.

Education Fund / RESP.

Diploma - Education Savings Plan

Build up a tax-deferred fund to finance a child's postsecondary education. A registered education savings plan (RESP) is the ideal financial vehicle to meet the job market's education requirements and help you defray mounting education costs.

My Education - Education Savings Plan

Build up a tax-deferred fund to finance a child's postsecondary education. A registered education savings plan (RESP) is the ideal financial vehicle to meet the job market's education requirements and help you defray mounting education costs.

Savings & Investment.

IAG Savings and Retirement Plan

The IAG Savings and Retirement Plan offers all the flexibility and performance of our investment guarantees. You'll enjoy an integrated savings plan that addresses all your goals: investments, savings for special projects, retirement savings, retirement income, and wealth protection upon your passing.

Canada Life Retirement and Investment Products

Through all the stages of your life you should have one-stop access to all the investment solutions you need.

Equitable Life - Savings & Retirement Plans

Equitable Life has a complete range of investment and annuity products designed to meet the savings, accumulation and income needs of clients. The wide investment selection provides you with the tools you need to achieve Financial Solutions for Life. Our strength as a company along with our many investment guarantees can help you achieve your financial goals with confidence.

Other Insurance.

Child Life & Health Duo

The Child Life & Health Duo is an innovative protection that combines two important coverages: life and critical illness insurance.

Creditor Insurance

Canada Life underwrites several types of creditor insurance. The products, coverage and benefits available vary by lender.

Frequent ask qustions.

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